Struggling with debt repayments?
Start your debt review application under the National Credit Act. We'll assess what you can afford, and work with your credit providers to bring your instalments down to a level you can actually manage.
Already received a court summons from a creditor? Read this first — timing matters.
What debt review does
- Restructures your monthly instalments to an amount you can actually afford.
- Once in place and you're keeping to the plan, creditors can't repossess your goods or take further legal action against you for those debts.
- Often reduces the interest rate you're being charged.
- Combines everything into one manageable monthly payment.
How it works
- Register an account and complete a short intake form.
- We assess your income, expenses, and debts to see what you can afford.
- We prepare your application (Form 16) for you to review and sign.
- We put a restructured proposal (Form 17.1) to your credit providers.
- We track their responses and keep you updated by email as your case progresses.
This page is informational and does not constitute legal advice. See our Disclaimer for details, including what a generated document does and doesn't mean before it's reviewed by our team.
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